insurance agent
 

hi bros.. i recently got posted back to sg and was looking to buy a insurance policy... i got to know a female insurance agent "J" thru a friend .....J hinted some 'favour' in return for me if i purchase a policy from her.. anyone has such experience before? i am not sure as her indication isn't clear.. any way to test J further? i dont want to get the wrong idea..i scare if she give me ntuc voucher instead of sexual favour..:D

sorry but i am not giving out J contact.. but just to discuss and see if anyone has such experience before and any advice..:p

Re: insurance agent
 

one qn from me.. how much is the premium of the policy?

Re: insurance agent
 

isit from pru ?

Re: insurance agent
 

favours can also come in a form of cashback from the policy that u bought, pls check clearly again :)

Re: insurance agent
 

no.. i give u a hint..she is from ntuc about 20++ those fake plastic look..with those fake long eye hair.... she is also friend with the sg bitch xiaxue

Re: insurance agent
 

yea i know bro.. that is why i am thinking, but she did say if i buy from her then she can give me anything in a joking manner.. anyway the premium is quite alot..so i know her commision is going to be quit alot too..any insurance agent here can advise??? i wonder what her commision is like?? let say if i buy a 400K(premium) policy from her??

Re: insurance agent
 

Haiya... Y not u ask her directly for an accurate answer??? Rather than guessing here n there....

Normally favour mostly mean return some cash back from the agent's commission la... Only think about sex... !! :-p ha ha.. But possible give u ntuc voucher also possible la...

Who know she really offer u favour to zzz with her?? Ask her directly is better... :-)

Re: insurance agent
 

bro.. u know some thing very difficult to ask.. u got any good method to advice on how to ask?.. dont tell me i just tell her can i bed her meh.. if can i also want to ask her directly, but it is not so easy to do..

Re: insurance agent
 

Ask to meet her at hotel lobby(not budget hotel), see if she turns up alone? If she is accompanied by another agent, then most likely u will get NTUC vouchers! :D

Re: insurance agent
 

You ask her what favours she intends to grant you.

Re: insurance agent
 

this idea maybe can try.. thanks for the advice bro.if got any better please share.

Re: insurance agent
 

jus asked: erm..favours in what way? (and give her a blur and innocent look :confused:)

Re: insurance agent
 

well,u can tell her casually a cock and bull story.

tell her that she is very lucky in the sense that u almost bought a policy from another agt couple of weeks back.
but when she offered sexual favours in return for buying the policy, u started to have your doubts abt the ins policy that she was proposing.

the only reason y u eventually didn't buy was because she was 40+ and plumb.
had someone like your agt here, young and pretty offered, u will find it impossible to reject such a tantalising offer!

i am sure u will have no problem winning her over with such flattery :D

Re: insurance agent
 

Haha....400k premium,single premium or every year 400k.. Cash or CPF bcos different percentage of commission...y wan to bed her??just ask for cashback, u can use the cashbk for FL....isn't it better???

Re: insurance agent
 

And you spend $200 for this and no-go... jerk off in the hotel room?

Well, i reckon the favour will depend on how large your insurance policy premium is.

Re: insurance agent
 

I think you might think too much. if its just CPF or one off cash, she don't earn much for your info. Plus she is from NTUC, the lowest in town.

Re: insurance agent
 

wah, tis one very very gd idea :D

Re: insurance agent
 

totally agree :)

Re: insurance agent
 

Just a thought, for whatever purpose u r getting insurance it is a good intention i presume with your family members in mind, since you've accumulated good karma, do others a favour by going out there to pay for FLs since they are the ones in the industry of paid sexual services, not the agent

Re: insurance agent
 

bro, this is 1 of the good ideas. :D

Re: insurance agent
 

commission for agent depends on what policy you buys and are you paying a lump sum for the whole year.

From what I know it's something like 40% of the lump sum you paid goes to the agent for the first year if you buy Endowment policy. But the commission is very low if you buy just a simple life insurance for the event of death.

Re: insurance agent
 

well, if you're expecting sex favors, I think this will be more expensive than fucking a hooker
don't waste your money lah!
don't let women to treat us guys as fools!
the premium you will end up paying will be enough for you to fuck a busload of hookers:)
just like if you want sex, go direct to a hooker, don't go for those half past 6 kind of massage, you end up getting neither a proper massage or a proper fuck, but end up paying more for less
better to be a real fucking ass-hole than to be a fucking fool!:p

Re: insurance agent
 

hahah bro how about u buy from me i give u back half my comm and we go choing tgt! XD

Re: insurance agent
 

my 2cents worth.......am in the industry for some yrs now and had heard of such 'stories' ...awkard situation will arise when claims occurs. and it might become 'unclear' what is gd for you (n family). Bonus if yu get to bed her.
saying goes dangerous to eat n shit at the same place......

Re: insurance agent
 

Can't fathom your post? How can one be said to be eating at shitting at the same place by bonking an insurance agent. Its just a one time favour just like giving up a seat in the MRT. Furthermore the agent is expected to be professional.

Re: insurance agent
 

haha,,seems like here get many insurance agent..aniway am in this industry for 10 yrs and have seen or hear many classes.. bt its the 1st time i hear the agent is from ntuc..as the company gv the lowest comm in this industry..most of the cases i heard are from pru or aia..some short story i wana share too..i had experience b4 my own colleague willing to FOC w me if i can share w her on the way doing my sale,,best is that her husband(back then is bf) is in the same company too..thats crazy rite..aniway my point of view is,,if theres free lunch,,just grab it cos in spore theres no free lunch..

Re: insurance agent
 

Hi Bro, you should perhaps consult Bro Presto6969 as he has been successful at NTUC with a Minah Cashier, albeit not an insutrance agent :D

Suggest you should test the ground further by asking a simple yet probing question like "hmm...what do you have in mind for the return favour to me? Well, you should entice me further so that I can assess and explore if the favour is attractive enough" :p

Bottomline is, there is not point buying a policy just because the lady is good looking. Even if she is only average looking but acceptable, you should seize the opportunity if there is a possibility of "scoring" even without buying; that would be ultimate :rolleyes:

Re: insurance agent
 

400k premium if investment is 2.25%

If endowment abt 50% +-

If life policy depends...

Re: insurance agent
 

FFS
Dont bed her with a policy...
She will sell u something u dun Need or something that pays her the most.

Just charm her, pamper her, then u get a horny fc as fb

Anyway you can buy a policy and still get full refund within 14 days after you revise policy...

So being a jerk, you can bed her twice sign policy
Bed her then drop that policy...

Re: insurance agent
 

Wow! Lady, u're indeed good. Honestly, bro TS can try asking her out afew round using to understand the policy more as a reason. Buying a policy is not just the brand name that is impt. Does it serve ur needs? (i mean the policy)Who serving you and whether can tis person gain ur trust? Like wat bro CF has pointer out. They can just sell you something that pays her most, althought u can terminate it anytime within the 14 days 'free-look' period. But y go thru all the trouble again. Try to look at her(now i mean the agent) as a long term investment.